SCA (Strong Customer Authentication)

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Vince Administrator Spain 42747 Posts	Posted - 07/19/2019 : 02:38:05 PSD2 is coming, the second of the European Union Payment Services Directives and this means that if you depend on European Union sales and implement systems which take the card number on your website such as PayPal Direct Payments or Authorize.net AIM / Authorize.Net API, you may see a sharp increase in declines after its introduction in September 2019. Ecommerce Templates has integrated Cardinal Commerce's 3D Secure system as of many years, and this will provide SCA (Strong Customer Authentication) systems such as Verified by VISA and MasterCard SecureCode, to make sure you can comply with this new directive. Implementing Cardinal Commerce can also reduce your Discount Rates and chargeback costs. More about integrating with Cardinal Commerce here... https://www.ecommercetemplates.com/help/verified-by-visa.asp There is more about PSD2 and SCA here from PayPal... https://www.paypal.com/uk/webapps/mpp/psd2 quote: The Second Payments Services Directive (PSD2) New European Union directive replacing the First Payment Services Directive, which regulates payment services in Europe. The new security requirements will impact online businesses accepting card payments. While becoming compulsory in September 2019, payment service providers like card issuers will start implementing come April 2019. quote: Strong Customer Authentication (SCA) The PSD2 text introduces strict security requirements for the initiation of electronic payments in order to reduce the risk of fraud. These requirements include strong customer authentication, which is an authentication process that validates the identity of the user of a payment service or a payment transaction, which will be compulsory on the 14th September 2019. Most payments will need at least 2 forms of authentication – or form factors* – to process a payment from institutions (banks) that issue credit and debit cards. Click Here for Shopping Cart Software Click Here to sign up for our newsletter Click Here for the latest updater
Phil ECT Moderator United Kingdom 7679 Posts	Posted - 07/19/2019 : 07:14:18 Hi Vince, It seems the sign up page has a problem - https://billing.cardinalcommerce.com/centinel/registration/frame_services.asp?refid=ecomtemp * Database Migrations and Conversions* * ASP to PHP Cart Conversions* *Contact Us* *Buy The PHP Capture Card Plugin* Rate Our Services/View Our Feedback
Vince Administrator 42747 Posts	Posted - 07/19/2019 : 12:20:01 Thanks Phil . . . I'll take that up with Cardinal now. Vince Click Here for Shopping Cart Software Click Here to sign up for our newsletter Click Here for the latest updater
Phil ECT Moderator United Kingdom 7679 Posts	Posted - 08/05/2019 : 01:59:27 Hi Vince, Is there an updated link for this yet? * Database Migrations and Conversions* * ASP to PHP Cart Conversions* *Contact Us* *Buy The PHP Capture Card Plugin* Rate Our Services/View Our Feedback
Vince Administrator 42747 Posts	Posted - 08/05/2019 : 03:25:29 Hi Phil A contact at cardinal was dealing with this and a problem with our test account but then went silent. I tried writing again a week ago but still nothing so I'll try their general support address now. Vince Click Here for Shopping Cart Software Click Here to sign up for our newsletter Click Here for the latest updater
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